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Banking, finance, securities, insurance - Hiroko Haig, Medicare Health Insurance Broker / TNCIA – TNC Insurance Agency
Last updated: 2026/10/10
Hiroko Haig, Medicare Health Insurance Broker / TNCIA – TNC Insurance Agency
Leave all your Medicare needs to us!
Licensed Medicare Sales Agent
We are insurance brokers specializing in health insurance
- Medicare
- Obamacare (for individuals and small businesses)
- Short-term medical insurance for those visiting the United States from Japan (for new immigrants)
- Student insurance for those studying at American universities from Japan (for F1/F2 visa holders)
- Health insurance for those receiving training in the United States from Japan (for J1/J2 visa holders)
- Other overseas travel insurance
- Dental insurance
We handle the following items
While there are many different types of insurance, health insurance is different from other types of "insurance" because it is not only something you may need immediately after joining, but it can also affect your household income and taxes, making it a very important type of insurance
We specialize in that crucial health insurance
Rather than simply providing an estimate and letting you choose a plan based on price, we offer meticulous service that includes ensuring you fully understand the complex American health insurance system, guiding you through the application process, and even providing support in Japanese after you've joined a plan
Why not entrust your insurance to a health insurance expert who is well-versed in Medicare and Obamacare? All services are free. Please feel free to contact us by phone, email, or through our website
For those who are about to start Medicare or are thinking about switching plans,
My employer's insurance is ending and I need to switch to Medicare
For those who fit this description, we recommend an in-person, one-on-one consultation at our office!
In just one session, you'll understand all the complicated aspects of Medicare
Please feel free to apply
Information
| address | 3838 W Carson St. Ste 312 Torrance, CA 90503 |
|---|---|
| telephone number | 3105059003 |
| info@tnciaca.com | |
| Business Hours | 9:00 a.m. – 5:00 p.m |
| Closed days | Sundays and public holidays |
| Website | https://tnciaca.com/ja/ |
Medicare (health insurance for people aged 65 and over and those with certain disabilities)
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Those of you who will soon be turning 65 probably have many questions about Medicare. For example..
• When, where, and how do I apply for Medicare? What documents are required?
• I'm almost 65. I'm still working so I have employer-sponsored insurance, but how do I go about applying for Medicare?
• After joining Part A and Part B, where do I apply for Part D?
• I heard there's a Medicare penalty that you have to pay for life, is that true? Does it apply to me?
• Medicare Advantage, MediGap, Medicare Supplements... I don't understand the difference at all. How should I choose?
Is it true that you can't apply if you're sick?
• I've decided to retire! This means I'll lose my employer's insurance, so how do I go about applying for Medicare?
• Is it possible to switch to Medicare without changing my primary care physician?
And so on
We understand that everyone has different circumstances and different questions, but we are here to help Japanese people properly understand and effectively utilize Medicare, the American health insurance program
Our job is to help you find the best plan for you from among many options, taking into account your individual circumstances. These plans may include options that help you save on insurance premiums, medical expenses, and medication costs, as well as plans that allow you to receive medical care from your preferred doctor or hospital
[Contracted Insurance Companies]*This is only a partial list of contracted insurance companies.
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We welcome inquiries by phone, email, and text message, and we also offer in-person meetings at our Torrance office and online meetings via Zoom, so please feel free to contact us!
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Small group health insurance (for companies with 1 to 50 employees)
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The coronavirus pandemic has led to the establishment of new ways of working using the internet, resulting in a surge in people quitting their previous jobs and starting new ways of working—a phenomenon known as the Great Resignation
In this situation, I believe there are many employers who are thinking, "I can't find workers," "I'm having trouble because the employees I've had have left," or "I want my excellent employees to stay with me for as long as possible."
For business owners, there are three main benefits to providing health insurance to their employees:
- Employees can work with peace of mind knowing that "it's okay because we have insurance if something happens." Furthermore, by using the insurance to receive regular health checkups and recover quickly from injuries and illnesses, workplace performance improves
As a company that provides the most important benefits for working adults, its value increases, leading to the ability to attract and retain better employees
Insurance premiums paid by employers are usually tax-exempt. (This may be more cost-effective than raising wages.)
Statistics show that four out of five employees would prefer additional benefits rather than a salary increase. Given this, why not consider offering health insurance at your company? Please feel free to contact us
Obamacare (for those under 65, individual health insurance)
● CA Obamacare (for those under 65, individual health insurance)
●Short-term medical insurance for those visiting the United States from Japan
● Student insurance for those studying at American universities from Japan (for F1/F2 visa holders)
● Health insurance for those receiving training in the United States from Japan (for J1/J2 visa holders)
● Travel insurance (overseas medical insurance) for travel from the United States to Japan or other overseas destinations
